PaisaFinder is a collection of plain, fast, no-nonsense financial calculators and guides for India. We help you answer questions like "how much term insurance do I need?", "what's my EMI?", or "will this SIP get me to ₹1Cr?" without signing up, downloading an app, or navigating a form field maze.
What we believe
- Math > opinions. Every calculator shows its formula. No "wealth scores" or fuzzy recommendations.
- Privacy by default. Nothing you type leaves your device. No login. No tracking.
- Open for comparison. Every tool has a Compare mode so you can stress-test two scenarios side by side.
- Insurance is cost, not investment. We push term + health, push back on ULIPs and endowments.
Who builds this?
PaisaFinder is built and maintained by Vaibhav Jadhav - a software engineer with a decade of experience shipping consumer web products, and a personal obsession with making Indian personal finance less opaque.
Research, formulas and tax/insurance methodology are cross-checked against primary sources: IRDAI, RBI, SEBI, Income Tax Department circulars, and insurer-published rate cards.
How we make money
We don't - yet. PaisaFinder has no ads, no affiliate links, no commission deals with any insurer or bank. If that changes, it will be disclosed clearly on every page. Your trust is the product.
Corrections and feedback
Found a bug in a calculator, or a rate card that's out of date? Write to hello@paisafinder.com and we'll fix it fast. Corrections are logged in our methodology page.